HOA rules can vary significantly, so be sure to learn as much as you can.
Buyer, buying, First-Time Home Buyer, Home Owner, portland, Uncategorized

What To Know About HOA Rules When Buying a House

If you're considering buying in a planned development or a condominium complex, there is a good chance the property has a homeowners association (HOA). Knowing the HOA rules before you buy is essential.  Real estate agent, Julia Monaghan, has years of experience helping hopeful hunters find their dream homes. She can help you determine if… Continue reading What To Know About HOA Rules When Buying a House

Make your home buying process easier with a pre-approval letter.
Buyer, buying, First-Time Home Buyer, Home Owner

Do I Need a Mortgage Pre-Approval Before Making an Offer on a House?

Househunting in any market requires you to know what you can afford before making an offer on a house. A pre-approval letter from your bank or lender will make your home search and purchase much more straightforward. In a seller’s market, properties move quickly. You’ll have a better chance of submitting a winning offer on… Continue reading Do I Need a Mortgage Pre-Approval Before Making an Offer on a House?

Buying a home in a seller's market is tricky but not impossible.
Buyer, buying, First-Time Home Buyer, Market Conditions, portland, Real Estate Agent, Uncategorized

Yes, You Can Buy a House in a Seller’s Market

You may have heard the real estate horror stories of the hoops a buyer jumps through in a seller's market. There are urban legends of high bidding wars or unexpected discoveries from an eager buyer who skipped the home inspection contingency.  Are you nervous yet? Don't be! There are reliable methods for buying in a… Continue reading Yes, You Can Buy a House in a Seller’s Market

Don't hesitate to ask questions when interviewing mortgage lenders.
Buyer, buying, First-Time Home Buyer, Real Estate Agent, Uncategorized

5 Questions To Ask When Choosing a Mortgage Lender

Unless you plan to pay cash, you’ll need to shop for a mortgage before you hunt for your new home. With so many lenders out there, it can be intimidating to make this decision. There are several questions to ask when choosing a mortgage lender so that you can feel confident in the process.  To… Continue reading 5 Questions To Ask When Choosing a Mortgage Lender

Buyer, First-Time Home Buyer, For Sale, Listing, Sellers, Uncategorized

Just Listed: Updated Overlook Bungalow

This renovated home is perfectly situated near Killingsworth & Greeley amenities but on quieter and wide street. The following was all completed in 2016/17: a full kitchen/bath remodel with gas range and new appliances, a primary ensuite was added on upper level, new sewer and water lines were installed, a new driveway was laid, plus… Continue reading Just Listed: Updated Overlook Bungalow

Learn how to search for a home by working with an expert agent.
Buyer, buying, First-Time Home Buyer, Home Owner, Market Conditions, Open House, portland

How To Search for a Home You Will Love

House hunting can be one of the most exciting and most intimidating processes. Do you search online or drive through your favorite neighborhoods looking for signs? Do you hire a realtor, or can you handle this task on your own? Learning how to search for a home successfully takes a little know-how. We live in… Continue reading How To Search for a Home You Will Love

Interview a realtor to find the perfect fit.
Buyer, First-Time Home Buyer, Listing, Real Estate Agent, Sellers

How to Interview a Realtor and Why You Should Do It

Buying a home is most likely the largest financial commitment you will make in your lifetime. This process, especially for first-time homebuyers or sellers, can be very intimidating. That is why it is essential to have an expert real estate agent in your corner. Whether you are buying or selling, knowing how to interview a… Continue reading How to Interview a Realtor and Why You Should Do It

Buyer, buying, First-Time Home Buyer, For Sale, Home Owner, Real Estate Agent, Sellers, selling, Uncategorized

7 Tips for Finding the Perfect Realtor®

Are you looking to buy or sell real estate and need select a real estate professional? The task of finding the right realtor® to represent you in the process can be daunting due to the sheer number of people with their license in the marketplace. First off, determine what your top priority is. Is it… Continue reading 7 Tips for Finding the Perfect Realtor®

Buyer, buying, First-Time Home Buyer, Halloween, Market Conditions, portland, Real Estate Agent

A Scary Portland Real Estate Market??

https://youtu.be/3yvhBjXgzS4 It's not THAT scary!! 👻🖤 Don’t be TRICKED into thinking that this market is too scary for house hunting! It’s not that scary. I’m Julia Monaghan, licensed real estate broker in Oregon and I’m here to tell you, that with strategy and a good broker on your team, things can be a lot less… Continue reading A Scary Portland Real Estate Market??

Buyer, buying, First-Time Home Buyer, Home Owner

What is Title Insurance?

https://youtu.be/aXPeTd7WMs4 What is title insurance? What is title insurance and why is it part of the real estate transaction? Seeing a line item for $1,500 on your closing estimate can come as surprise to some buyers..but it's there to protect you. Watch to find out more or contact me directly to learn more about Portland… Continue reading What is Title Insurance?